Who Is Eligible for NSP

Eligibility Criteria


To determine if you are an eligible recipient of a City of Mesquite NSP property, you must meet all of the following:
  • Your household income must be at or below 120% of the area median income for Dallas County.
 # of People in Household  1 2 3 4 5 6 7 8
 50% of Area Median Income  $27,050 $30,900 $34,750 $38,600  $41,700 $44,800 $47,900 $51,000
 120% of Area Median Income  $64,850 $74,100 $83,400 $92,650 $100,050 $107,450 $114,850 $122,300

  • You intend to occupy the property as your primary place of residence.
  • You must attend 8 hours of homebuyer education classes from a HUD approved counseling center prior to obtaining a mortgage loan.
  • You must be either a first-time homebuyer or you must verify that you own no more than one residential property at the time you submit your eligibility application.
  • If you have a co-signer, he or she, will be a member of and reside in your household.
  • You must be a U.S. Citizen or eligible immigrant.
If you will meet the above requirements and would like participate in the NSP program, please review and complete the eligibility application process.

For more information, please contact one of the CDBG Coordinator.

NSP Application 

Please take time to read the NSP Guidelines for more information about the program 

NSP Guidelines 
Homebuyer Education

  • It is required that applicants complete an 8 hour in-person homebuyer education class at a HUD- approved counseling agency. Online course certifications are not allowed
  • Applicants must have Counselor or Instruction sign and date the Certification for Completion of Homebuyer Counseling. 
  • Course must be completed before submission of application. 
  • Here you can find a list of HUD-approved counseling agencies in your area https://apps.hud.gov/offices/hsg/sfh/hcc/hcs.cfm?weblistaction=summary
Certification for Completion of Homebuyer Counseling Form 


NSP Application Process 

STEP 1: Review Program Eligibility Requirements and Program Guidelines

STEP 2: Complete 8 hour, in-person homebuyer education course

STEP 3: Get a Pre-Qualification Letter from a trusted Lender

STEP 4: Contact City Realtor to take a tour and make an offer

STEP 5:  Submit Application to City Realtor


Applicants and lenders should contact the CDBG Coordinator for my more information about the NSP Program

Please contact Realtor, Alicia Trevino, if you’re interested in: 

  • Submitting an application for NSP
  • Taking a tour of available NSP homes
  • Making an offer on an NSP home

Century 21 Realtors

(972) 613-4014

[email protected]

***Submission of Application does not automatically qualify you for assistance under the program.*** Each application will go through a review and processing to determine eligibility prior to final approval of grant assistance.